![you need a budget vs quicken you need a budget vs quicken](https://robberger.com/wp-content/uploads/2021/01/YNAB-Quicken-Alternative-1024x549.png)
If you don’t have specialized business or rental property needs, you should be fine with a copy of Quicken or Quicken Premier. Quicken has released many versions through the years, including Quicken Deluxe, Quicken Premier, Quicken Home & Business, and Quicken Rental Property Manager. There are several different versions of Quicken which offer a similar core capability, but may have a specialized additions. However, things have changed in recent years. Quicken is one of the longest running money management tools, and for many years, it was the gold standard. Quicken – the Gold Standard for Money Management Tools? The goal is to help you reach your financial goals more quickly and use a budget to your advantage. As you go through your monthly expenses, any funds that are left over will be assigned a job based on the priorities you assigned it when you set up your profile. YNAB is a zero based budgeting system, which means every dollar is given a job. After about 30 days or so, you should have a good idea of where your money is going and YNAB will make recommendations for where you can cut back on expenses and how you can better use your funds. The goal of YNAB is to track all of your income and your spending and “learn” your tendencies.
#YOU NEED A BUDGET VS QUICKEN PRO#
YNAB Pro is designed as a budgeting tool, and it does this job very well. The key difference is that YNAB Pro is designed for making a budget and acting on it, and Quicken is designed primarily as a tracking tool.
![you need a budget vs quicken you need a budget vs quicken](https://www.creditdonkey.com/image/1/550w/QUicken-incomevspending.png)
YNAB and Quicken are both powerful and useful financial management tools, but they have different advantages and disadvantages. I recently published a review on You Need a Budget, and a reader asked me how YNAB compares to Quicken.